BankingMarket report2026 data· USA· 2026-07-08

USA Banking & Finance Industry Salary Report 2026

The short answer
In 2026 the median US banking and finance salary is $79,547 across 5,490 analyzed job postings, with 40.3% disclosing pay. Investment analysts lead roles at $125,000 and New York tops states at $105,000. AI and generative AI now carry the largest skill premium, and the average posting clears in about eight days.
Supply / demand
28.4×
candidates per vacancy
Median salary
$79,547
all roles, disclosed
Vacancies
5,490
postings analyzed
Pay transparency
40.3%
show a range
Pay by roledirectional, no per-role n

Where the bands sit

On disclosed postings, role medians run from $46,800 for personal bankers to $125,000 for investment analysts, a spread of about 167%. Pay tracks proximity to revenue and capital decisions: investment analysts sit roughly 60% above compliance analysts at $78,000, with financial planners next at $112,200 and a technical middle tier of quantitative analysts ($104,000), wealth advisors ($102,000) and FP&A analysts ($97,500). Loan officer pay reads lower and steadier this quarter at $75,000 after a higher, thinner reading last quarter. The feed carries no posting count per role, so treat the exact ordering as directional.

Investment Analyst
$125,000
Financial Planner
$112,200
Quantitative Analyst
$104,000
Wealth Advisor
$102,000
FP&A Analyst
$97,500
Risk Analyst
$90,140
Financial Analyst
$86,800
Compliance Analyst
$78,000
Loan Officer
$75,000
Credit Analyst
$72,500
Treasury Analyst
$72,500
Underwriter
$66,000
Personal Banker
$46,800
Median annual salary by role, disclosed postings
Data table
Median annual salary by role, disclosed postings
RoleMedian
Investment Analyst$125,000
Financial Planner$112,200
Quantitative Analyst$104,000
Wealth Advisor$102,000
FP&A Analyst$97,500
Risk Analyst$90,140
Financial Analyst$86,800
Compliance Analyst$78,000
Loan Officer$75,000
Credit Analyst$72,500
Treasury Analyst$72,500
Underwriter$66,000
Personal Banker$46,800
Pay by seniority

The seniority curve

Entry
$63,000
Specialist
$80,000
Expert
$95,000
Leader
$113,000
Median annual salary by seniority tier
Data table
Median annual salary by seniority tier
TierMedian
Entry$63,000
Specialist$80,000
Expert$95,000
Leader$113,000
Geographydirectional, no per-state n

Pay by state

On web-sourced state data, New York leads at $105,000, about 3% above California at $102,000, so the top of the table is tight. New York, the long-standing anchor of United States finance pay, moves to the top this quarter. Florida is lowest among ranked states at $69,000. Among cities New York leads at $121,000, ahead of San Francisco at $115,000 and Seattle at $103,000. These figures are web-sourced estimates without per-area posting counts, so read them as directional rather than definitive.

New York
$105,000
California
$102,000
Washington
$96,000
Colorado
$85,000
Illinois
$81,000
Texas
$78,000
Georgia
$74,000
Florida
$69,000
Median annual salary by state, disclosed postings
Data table
Median annual salary by state, disclosed postings
StateMedian
New York$105,000
California$102,000
Washington$96,000
Colorado$85,000
Illinois$81,000
Texas$78,000
Georgia$74,000
Florida$69,000
New York
$121,000
San Francisco
$115,000
Seattle
$103,000
Boston
$100,000
Los Angeles
$97,000
Denver
$88,000
Chicago
$85,000
Austin
$82,000
Atlanta
$79,000
Miami
$70,000
Median annual salary by city, disclosed postings
Data table
Median annual salary by city, disclosed postings
CityMedian
New York$121,000
San Francisco$115,000
Seattle$103,000
Boston$100,000
Los Angeles$97,000
Denver$88,000
Chicago$85,000
Austin$82,000
Atlanta$79,000
Miami$70,000
Monthly posted pay

Month to month

Median posted pay was highest in February at $87,375 and dipped to $72,500 in May before recovering to $82,284 in June on the year's heaviest posting volume. The swing reflects the changing mix of roles posted through the year, not any cut to pay: quieter early months carried more senior openings, while high-volume months pulled in more analyst-level hiring. January rests on too few disclosed salaries to be reliable, so it is held back.

Median posted salary by monthInline SVG line chart of 6 monthly median salaries. Hollow dashed points are suppressed for thin data.$80,710*$87,375$84,869$77,500$72,500$82,284010203040506
Median posted salary by month. * = suppressed (too few disclosed salaries)
Data table
Median posted salary by month
MonthMedianPostingsStatus
2026-01 (Jan)$80,71054suppressed
2026-02 (Feb)$87,375287ok
2026-03 (Mar)$84,869620ok
2026-04 (Apr)$77,5001,655ok
2026-05 (May)$72,5001,000ok
2026-06 (Jun)$82,2841,707ok
Market dynamics

What job boards do not show

Beneath the headline the market is candidate-deep but fast moving. Glozo data shows roughly 28 candidates in the pool for every open vacancy, drawn from about 152,000 banking and finance candidates, yet the average listing stays live only about eight days. Personal banker postings run longest at about 13 days, while loan officer postings clear fastest at about six. Two markets sit inside one industry: ample generalist supply, and real scarcity for credit, risk and quantitative expertise, where postings fill quickly and the specialist pool is thin.

28.4×
Candidates per vacancy
Deep supply, thin for specialized roles.
8.0 days
Average listing lifespan
How long a posting stays live.
152,369
Candidate pool
In Glozo's data.
Employment mix

Full-time dominates

The mix is overwhelmingly permanent. Full-time roles account for about 93% of postings, contract work about 5%, and the rest splits across part-time, internship and temporary. A mix this weighted toward full-time points to employers building stable, long-tenure teams rather than leaning on contingent staff.

92.5% Full-time
Full-time 92.5%Contract 5.2%Part-time 1.3%Internship 0.9%Temporary 0.1%
Skills premium

What a skill adds to pay

Among the skills measured, the clearest pay premium now attaches to AI and generative AI, about 42% over the industry median, followed by quantitative finance and machine learning at about 29% and the FRM credential at about 21%. The CFA adds about 17%. The pattern has sharpened over the quarter: skills that pair financial judgment with modern analytics carry the premium, and AI has moved to the front of that list, while broadly held tooling adds far less.

AI / Generative AI
+42.0%
Quantitative Finance & ML
+29.0%
FRM (Financial Risk Manager)
+21.0%
CFA (Chartered Financial Analyst)
+17.0%
SQL & Data Analytics
+13.0%
Financial Modeling
+12.0%
Salary uplift vs the industry median
Data table
Salary uplift vs the industry median
SkillUplift
AI / Generative AI+42.0%
Quantitative Finance & ML+29.0%
FRM (Financial Risk Manager)+21.0%
CFA (Chartered Financial Analyst)+17.0%
SQL & Data Analytics+13.0%
Financial Modeling+12.0%
Talent pool

Where the candidates are

The candidate pool is uneven. It concentrates in the specialist tier, about 66% of candidates, with a sizable expert layer near 28%, while entry and leadership candidates are thin at about 4% and 2%. For employers that means ample mid-career supply and real competition for proven leaders, the same tier that clears fastest when it does come open.

Entry6,131 candidates
4.0%
Specialist100,410 candidates
65.9%
Expert42,871 candidates
28.1%
Leader2,957 candidates
1.9%
Share of the candidate pool by seniority
Data table
Share of the candidate pool by seniority
TierShare
Entry4.0%
Specialist65.9%
Expert28.1%
Leader1.9%
Gender payBLS, not Glozo data

Occupation group versus national

This benchmark comes entirely from the Bureau of Labor Statistics, not Glozo postings, and covers the management, business and financial operations occupation group rather than banking alone. Within that group women's median earnings are about 18% below men's, modestly narrower than the roughly 19% national gap across all occupations. Both figures come from the same BLS release, so the comparison is like for like.

BLS · management, business, financial
-18.03%
women $81,796 vs men $99,788
BLS · all occupations (national)
-19.38%
same release, like-for-like
Source: U.S. Bureau of Labor Statistics, Usual Weekly Earnings of Wage and Salary Workers, First Quarter 2026 (USDL-26-0622), Table 4, Management, business, and financial operations occupations
FAQ

Common questions

What is the median salary in US banking and finance in 2026?

The median is about $79,547 a year, based on 5,490 analyzed United States job postings. Around 40.3% of those postings disclose a salary range, so the figure reflects the disclosed subset rather than every role in the market. Median pay rose modestly from the prior quarter as posting volume grew.

Which banking and finance roles pay the most?

Investment analysts lead with a median near $125,000, followed by financial planners at about $112,200, then quantitative analysts at $104,000 and wealth advisors at $102,000. Personal bankers sit at the lower end near $46,800. Pay tends to rise with proximity to revenue and capital decisions, so analytical and advisory roles cluster at the top.

How much does banking and finance pay rise with seniority in 2026?

Median pay runs from about $63,000 at entry level to $113,000 for leadership roles, roughly 1.8 times across the range. The steepest single step is the move out of entry level into specialist work, which adds about 27%. Above that the curve flattens, with the expert and leadership tiers each adding close to 19%.

Which banks pay finance staff the most in 2026?

Among employers with enough disclosed postings to rank, First Citizens Bank shows the highest median at about $145,937 across 106 openings, ahead of Capital One near $128,296 and Old National Bank near $117,348. Huntington National Bank and Wells Fargo follow close to $115,500 and $113,500. These figures rest on disclosed pay from tracked job postings.

Which skills increase banking and finance salaries the most?

AI and generative AI now carry the largest premium at about 42% above the industry median, followed by quantitative finance and machine learning near 29% and the FRM credential near 21%. The CFA adds about 17%. Skills that combine financial judgment with modern data and AI work show the clearest pay advantage, while widely held tooling adds far less.

How competitive is the US banking and finance hiring market in 2026?

The market is candidate-deep but fast moving. There are roughly 28 candidates in the pool for every open vacancy, drawn from about 152,000 banking and finance candidates, yet the average posting stays live only about eight days. Generalist roles have ample supply, while credit, risk and quantitative openings clear quickly and draw from a thinner specialist pool.

Is there a gender pay gap in banking and finance?

According to the US Bureau of Labor Statistics, within the management, business and financial operations occupation group women's median earnings are about 18% below men's. That is modestly narrower than the roughly 19% national gap across all occupations. These figures are from BLS, not Glozo data, and cover a broad occupation group rather than banking alone.