USA Banking & Finance Industry Salary Report 2026
Where the bands sit
On disclosed postings, role medians run from $46,800 for personal bankers to $125,000 for investment analysts, a spread of about 167%. Pay tracks proximity to revenue and capital decisions: investment analysts sit roughly 60% above compliance analysts at $78,000, with financial planners next at $112,200 and a technical middle tier of quantitative analysts ($104,000), wealth advisors ($102,000) and FP&A analysts ($97,500). Loan officer pay reads lower and steadier this quarter at $75,000 after a higher, thinner reading last quarter. The feed carries no posting count per role, so treat the exact ordering as directional.
Data table
| Role | Median |
|---|---|
| Investment Analyst | $125,000 |
| Financial Planner | $112,200 |
| Quantitative Analyst | $104,000 |
| Wealth Advisor | $102,000 |
| FP&A Analyst | $97,500 |
| Risk Analyst | $90,140 |
| Financial Analyst | $86,800 |
| Compliance Analyst | $78,000 |
| Loan Officer | $75,000 |
| Credit Analyst | $72,500 |
| Treasury Analyst | $72,500 |
| Underwriter | $66,000 |
| Personal Banker | $46,800 |
The seniority curve
Data table
| Tier | Median |
|---|---|
| Entry | $63,000 |
| Specialist | $80,000 |
| Expert | $95,000 |
| Leader | $113,000 |
Pay by state
On web-sourced state data, New York leads at $105,000, about 3% above California at $102,000, so the top of the table is tight. New York, the long-standing anchor of United States finance pay, moves to the top this quarter. Florida is lowest among ranked states at $69,000. Among cities New York leads at $121,000, ahead of San Francisco at $115,000 and Seattle at $103,000. These figures are web-sourced estimates without per-area posting counts, so read them as directional rather than definitive.
Data table
| State | Median |
|---|---|
| New York | $105,000 |
| California | $102,000 |
| Washington | $96,000 |
| Colorado | $85,000 |
| Illinois | $81,000 |
| Texas | $78,000 |
| Georgia | $74,000 |
| Florida | $69,000 |
Data table
| City | Median |
|---|---|
| New York | $121,000 |
| San Francisco | $115,000 |
| Seattle | $103,000 |
| Boston | $100,000 |
| Los Angeles | $97,000 |
| Denver | $88,000 |
| Chicago | $85,000 |
| Austin | $82,000 |
| Atlanta | $79,000 |
| Miami | $70,000 |
Month to month
Median posted pay was highest in February at $87,375 and dipped to $72,500 in May before recovering to $82,284 in June on the year's heaviest posting volume. The swing reflects the changing mix of roles posted through the year, not any cut to pay: quieter early months carried more senior openings, while high-volume months pulled in more analyst-level hiring. January rests on too few disclosed salaries to be reliable, so it is held back.
Data table
| Month | Median | Postings | Status |
|---|---|---|---|
| 2026-01 (Jan) | $80,710 | 54 | suppressed |
| 2026-02 (Feb) | $87,375 | 287 | ok |
| 2026-03 (Mar) | $84,869 | 620 | ok |
| 2026-04 (Apr) | $77,500 | 1,655 | ok |
| 2026-05 (May) | $72,500 | 1,000 | ok |
| 2026-06 (Jun) | $82,284 | 1,707 | ok |
What job boards do not show
Beneath the headline the market is candidate-deep but fast moving. Glozo data shows roughly 28 candidates in the pool for every open vacancy, drawn from about 152,000 banking and finance candidates, yet the average listing stays live only about eight days. Personal banker postings run longest at about 13 days, while loan officer postings clear fastest at about six. Two markets sit inside one industry: ample generalist supply, and real scarcity for credit, risk and quantitative expertise, where postings fill quickly and the specialist pool is thin.
Full-time dominates
The mix is overwhelmingly permanent. Full-time roles account for about 93% of postings, contract work about 5%, and the rest splits across part-time, internship and temporary. A mix this weighted toward full-time points to employers building stable, long-tenure teams rather than leaning on contingent staff.
What a skill adds to pay
Among the skills measured, the clearest pay premium now attaches to AI and generative AI, about 42% over the industry median, followed by quantitative finance and machine learning at about 29% and the FRM credential at about 21%. The CFA adds about 17%. The pattern has sharpened over the quarter: skills that pair financial judgment with modern analytics carry the premium, and AI has moved to the front of that list, while broadly held tooling adds far less.
Data table
| Skill | Uplift |
|---|---|
| AI / Generative AI | +42.0% |
| Quantitative Finance & ML | +29.0% |
| FRM (Financial Risk Manager) | +21.0% |
| CFA (Chartered Financial Analyst) | +17.0% |
| SQL & Data Analytics | +13.0% |
| Financial Modeling | +12.0% |
Where the candidates are
The candidate pool is uneven. It concentrates in the specialist tier, about 66% of candidates, with a sizable expert layer near 28%, while entry and leadership candidates are thin at about 4% and 2%. For employers that means ample mid-career supply and real competition for proven leaders, the same tier that clears fastest when it does come open.
Data table
| Tier | Share |
|---|---|
| Entry | 4.0% |
| Specialist | 65.9% |
| Expert | 28.1% |
| Leader | 1.9% |
Occupation group versus national
This benchmark comes entirely from the Bureau of Labor Statistics, not Glozo postings, and covers the management, business and financial operations occupation group rather than banking alone. Within that group women's median earnings are about 18% below men's, modestly narrower than the roughly 19% national gap across all occupations. Both figures come from the same BLS release, so the comparison is like for like.
Common questions
What is the median salary in US banking and finance in 2026?
The median is about $79,547 a year, based on 5,490 analyzed United States job postings. Around 40.3% of those postings disclose a salary range, so the figure reflects the disclosed subset rather than every role in the market. Median pay rose modestly from the prior quarter as posting volume grew.
Which banking and finance roles pay the most?
Investment analysts lead with a median near $125,000, followed by financial planners at about $112,200, then quantitative analysts at $104,000 and wealth advisors at $102,000. Personal bankers sit at the lower end near $46,800. Pay tends to rise with proximity to revenue and capital decisions, so analytical and advisory roles cluster at the top.
How much does banking and finance pay rise with seniority in 2026?
Median pay runs from about $63,000 at entry level to $113,000 for leadership roles, roughly 1.8 times across the range. The steepest single step is the move out of entry level into specialist work, which adds about 27%. Above that the curve flattens, with the expert and leadership tiers each adding close to 19%.
Which banks pay finance staff the most in 2026?
Among employers with enough disclosed postings to rank, First Citizens Bank shows the highest median at about $145,937 across 106 openings, ahead of Capital One near $128,296 and Old National Bank near $117,348. Huntington National Bank and Wells Fargo follow close to $115,500 and $113,500. These figures rest on disclosed pay from tracked job postings.
Which skills increase banking and finance salaries the most?
AI and generative AI now carry the largest premium at about 42% above the industry median, followed by quantitative finance and machine learning near 29% and the FRM credential near 21%. The CFA adds about 17%. Skills that combine financial judgment with modern data and AI work show the clearest pay advantage, while widely held tooling adds far less.
How competitive is the US banking and finance hiring market in 2026?
The market is candidate-deep but fast moving. There are roughly 28 candidates in the pool for every open vacancy, drawn from about 152,000 banking and finance candidates, yet the average posting stays live only about eight days. Generalist roles have ample supply, while credit, risk and quantitative openings clear quickly and draw from a thinner specialist pool.
Is there a gender pay gap in banking and finance?
According to the US Bureau of Labor Statistics, within the management, business and financial operations occupation group women's median earnings are about 18% below men's. That is modestly narrower than the roughly 19% national gap across all occupations. These figures are from BLS, not Glozo data, and cover a broad occupation group rather than banking alone.